The National Care Planning Council and Long Term Care Link - A Comprehensive Resource for Eldercare, Senior Care, and Long Term Care Planning http://www.longtermcarelink.net According to Department of Veterans Affairs census estimates, there are approximately 13 million veterans and their single surviving spouses age 65 and older. Comparing this to a total of 41 million Americans 65 and older, veterans and their single surviving spouses represent about 1/3 of the senior population. According to VA about 42% of all veterans are 65 and older. This percentage will continue to grow as the bulk of the Vietnam veterans - the largest cohort - are still younger than age 65. http://www.longtermcarelink.net/a13information_article.htm The American Association for Marriage and Family Therapy states that "more than ever before, families are providing long-term care to older adults with limitations in the ability to perform tasks necessary for independent living. Nearly 25% of American households are providing care to people age 50 years and over. Families are the alternative foundation for a stressed healthcare system. Hospital stays are shorter than ever and family caregivers are often expected to do what healthcare professionals once did." http://www.longtermcarelink.net/article-2013-2-4.htm Seniors are the fastest growing segment of the population, not only in the United States, but in the world. Currently, individuals age 65 and over represent 13% of the U. S. population – about 41 million people– but this will grow to 20% -- 88 million -- in just a matter of 38 years. Seniors also control a great deal of the wealth in this country. http://longtermcarelink.net/article-2013-1-8.htm At some point in our lives we may ask ourselves: If I die and have debt, who or what will be responsible for paying back those I owe? http://longtermcarelink.net/article-2012-12-6.htm They live in your city, perhaps on your street or even next door. They serve with courage, perseverance, patience and love. Some give 24 hours a day, with days blending into weeks, months and years. They are family caregivers; heroes quietly caring for loved ones at home. http://longtermcarelink.net/article-2012-11-13.htm An article in USA Today reports that on a given night, more than 75,000 veterans (male and female) are living homeless on the streets of their cities. http://www.longtermcarelink.net/article-2012-10-8.htm The month of September brings a welcome relief from the hot summer days. Cool breezes and colorful foliage appearing on the trees entice one to walk and bask in healthy fresh air. http://www.longtermcarelink.net/article-2012-09-10.htm Over the years, we have found that educating seniors who are veterans or single surviving spouses about their benefits has proven to be a very effective and low-cost method for acquiring new clients or customers. For those of you working in the senior market, this is a great method to get you in front of individuals or families needing your expertise or services. http://www.longtermcarelink.net/article-2012-08-1.htm With the hot summer heat upon most of the nation and temperatures topping 100 degrees, dehydration and heat exhaustion are a high danger for the elderly. Illnesses relating to aging, medication and the body’s aging process cause a quicker reaction to the heat than someone younger. http://www.longtermcarelink.net/article-2012-07-6.htm Since the downturn of the economy, costs for health care have been on the rise. According to a 2011 market survey of long-term care costs, the national average daily rate for a private room in a nursing home rose 4.4% last year from $229 in 2010 to $239 in 2011. Similarly, the national average monthly base rate in an assisted living community rose 5.6% from $3,293 in 2010 to $3,477 in 2011. http://www.longtermcarelink.net/article-2012-06-6.htm A new population of seniors and those nearing the senior status are looking for some type of financial means to pay for long term care (eldercare) in case of failing health. Many have taken care of family members who had no means to pay for their care or have seen their parents entire retirement savings wiped out because of medical and nursing home costs. http://www.longtermcarelink.net/article-2012-04-12.htm For many seniors the equity in their home is their largest single asset, yet it is unavailable to use unless they use a home equity loan. But a conventional loan really doesn't free up the equity because the money has to be paid back with interest. http://www.longtermcarelink.net/article-2012-03-8.htm Today, as adults, the children who received the councsel and wisdom of their parents are facing a reverse situation in their lives. They are finding themselves concerned about their aging parents and what their needs will be as their health and mental abilities fail them. In some cases the children must take the role as parent in securing the safety and well being of an elderly family member. http://www.longtermcarelink.net/article-2012-02-7.htm A recent USA Today article states that there is an increase in seniors living over the age of 90. According to author Haya El Nasser The number of people living to age 90 and beyond has tripled in the past three decades to almost 2 million and is likely to quadruple by 2050. http://www.longtermcarelink.net/article-2012-01-11.htm Caregivers often do not recognize when they are in over their heads, and often get to a breaking point. After a prolonged period of time, caregiving can become too difficult to endure any longer. Short-term the caregiver can handle it. Long-term, help is needed. Outside help at this point is needed. http://www.longtermcarelink.net/article-2011-12-12.htm This month of November 2011, as individuals, we can take note of those around us, in our families and community, who are family caregivers. A note of acknowledgement of their service, a gift of thanks or even an offering of our time to give them a needed break would let them know their service is recognized and appreciated. http://www.longtermcarelink.net/article-2011-11-7.htm As the number of family members providing care for aging parents increases, the solutions to find help with loss of income, because of time off from employment for caregiving, has become a major concern for many. http://www.longtermcarelink.net/article-2011-10-10.htm More than 65 million people, 29 percent of the U.S. population, provide care for a chronically ill, disabled or aged family member or friend during any given year and spend an average of 20 hours per week providing care for their loved one. http://www.longtermcarelink.net/article-2011-09-6.htm How important is social support as a person ages? This may seem like an easy question to answer. Most people would not choose isolation and loneliness versus spending time with companions. However, can lack of social support really hinder a person's overall quality of life? http://www.longtermcarelink.net/article-2011-08-8.htm It has been a year since we filed for the Aid and Attendance Pension Benefit for my Father-in-law, John. He is still comfortably situated in his assisted living apartment and receiving good health care from the staff. An important document that our Veteran Consultant let us know about was a form called the Eligibility Verification Report (EVR) which the VA sends at the beginning of the year and must be filled out every year in order to continue receiving benefits. http://www.longtermcarelink.net/article-2011-07-7.htm Because the home is the largest asset a couple can keep while still qualifying for Medicaid, it is also usually the main target of estate recovery. http://www.longtermcarelink.net/article-2011-06-6.htm When Robert and Anne bought their family home thirty years ago, their plan was to live through retirement in this home. They had furnished their home with refurbished antiques acquired from their many trips together. It was one of their cherished antique coffee tables that Robert tripped over, breaking his hip. Now with his return from the hospital in a wheelchair, the overwhelming task of making their home accessible for Roberts wheelchair and safe for both of them faced Anne. http://www.longtermcarelink.net/article-2011-05-10.htm Making the decision to hire a home care service to provide care for your loved one is an important decision and can, at the same time, be very difficult. If an illness or recovery from surgery requires nursing care or physical therapy a physician may order skilled home care services that provide both skilled providers and personal aides. Your decision is then based on the obvious medical determinations made by the doctor. But what if you as the family caregiver must determine the extent of care needed without the help of a doctor? http://www.longtermcarelink.net/article-2011-04-11.htm Making the decision to hire a home care service to provide care for your loved one is an important decision and can, at the same time, be very difficult. If an illness or recovery from surgery requires nursing care or physical therapy, a physician may order skilled home care services that provide both skilled providers and personal aides. Your decision is then based on the obvious medical determinations made by the doctor. But what if you as the family caregiver must determine the extent of care needed without the help of a doctor? http://www.longtermcarelink.net/article-2011-03-9.htm http://www.longtermcarelink.net/article-2011-02-7.htm The month of February and Valentines Day brings a celebration of love and stirs couples to rekindle feelings of romance and devotion. Not so different from young couples are aging seniors, celebrating memories of sweethearts and romance in days gone by. Sit a while with a senior couple and they will soon be telling you their romance story or listen to a widow or widower as they sing their favorite love song from their youth. http://www.longtermcarelink.net/article-2011-01-7.htm You may be taking care of elderly parents now or looking at that possibility in the near future. According to a report from USATODAY/ABCNews/Gallup Poll, 41% of baby boomers are helping take care of elderly parents by providing personal help or financial assistance or both. http://www.longtermcarelink.net/article-2010-12-8.htm The holidays are always a wonderful time of year for family gatherings, reflection on what we have and the spirit of giving. The television is packed with specials showing relationships and families coming together for the holidays. http://www.longtermcarelink.net/article-2010-11-5.htm There are many decisions to be made when imminent death is approaching for a loved one. Questions regarding what type of care, medical assistance and even physical location for their last days confront us. http://www.longtermcarelink.net/article-2010-10-6.htm Federal law dictates that no one may help a veteran in the preparation, presentation and prosecution of an initial claim for VA benefits unless that person is accredited. The only exception to this law is that any one person can help any veteran -- one-time only -- with a claim. To help any veteran a second time requires accreditation. http://www.longtermcarelink.net/article-2010-9-8.htm Experts say that over a million people in the United States have chronic obstructive pulmonary disease (COPD). It is a chronic lung condition that includes bronchitis, emphysema or both. http://www.longtermcarelink.net/article-2010-8-9.htm If we had a crystal ball and could see into the future, we would not need to prepare ahead for end of life decisions. James was 62 years old when a stroke made it impossible for him to communicate with his family. Neither his wife nor children knew anything about his financial or medical information. James had always taken care of things himself and left no written directives in his behalf. Besides having to locate important documents, the family was left to make their own decisions about James long term care.