Reverse Mortgage Specialist

Larry Waters

LarryLarry Waters brings more than just experience and expertise to his role as a reverse mortgage consultant for First National Bank— he also brings a deep and abiding respect for his older adult clients. “What a great generation,” he says. “We need to go back to the things that they valued and believed in.”

Larry has a unique rapport with his clients and a desire to help them meet their needs. He says his favorite part of being a reverse mortgage consultant is helping his clients fully understand their options—so they have the information they need to make informed choices that can possibly help them enhance their lives.

Reverse Mortgages are growing in popularity and are becoming an important part of retirement financing. You owe it to yourself to learn about this unique program’s ability to provide you with additional cash flow for your retirement.

This program can help provide additional tax free income by leveraging the equity in your home. Unlike traditional home equity loans, no repayment is required until the home is no longer your primary residence. You can obtain the extra money you need for retirement while still retaining full ownership rights of your home.

To learn more about this reverse mortgage program from First National Bank please contact me directly below.

Lawrence Waters
Reverse Mortgage Consultant
NMLSR ID 400451

First National Bank | 157 W Hayden Ave Ste 104 | Hayden ID 83835
Phone 208-762-6887 | Toll Free 855-762-6887 | Cell Tel (208) 771-0018
Email: lwaters@fnbmtg.com

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Service Area

Proudly serving all of Idaho.

Contact Us


First National Bank

Larry Waters

Phone: (208) 762-6887
Toll Free: (855) 762-6887
Cell Tel: (208) 771-0018

157 W Hayden Ave Ste 104
Hayden, ID 83835

Email: lwaters@fnbmtg.com

Disclosure

Must use home as primary residence and borrowers must be at least 62 yrs old. Loan amount based on equity in your home. Payout available in lump sum or in regular scheduled payments. Proceeds are not considered income and will not affect Social Security or Medicare Benefits. Borrower must remain in the home as their principal dwelling. There's no need to repay the loan as long as you continue to live in the house and maintain the property to FHA standards. Homeowners are responsible to pay and keep all annual taxes and insurance current for the life of the loan. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved counselor. Call for more information, and for help locating a counselor.

First National Bank Reverse Mortgage is a Federally Chartered Bank and can do loans in all US States; Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan(MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA) , Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)

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