What have you allocated from your retirement portfolio to pay for your long-term care needs?

Well, if you haven't included a retirement protection plan, then the answer could be "all of it." Long-term care represents the greatest out-of-pocket expense faced by Americans today - over $75,000 a year nationally. And the need for extended care affects all ages. It's not just for old folks. With long-term care protection you can be secure in the knowledge that funds for care at home - or in the setting of your choice - will be available without bankrupting yourself or burdening your family.

Let us help you find solutions to protect your family and finances today so that you will have choices, independence and peace of mind tomorrow. We specialize exclusively in long-term care planning and consult with individuals, families and business owners.

"Insuring Today Means Choices Tomorrow."

Our mission is to educate the public about the importance of planning today for their future extended care needs. We believe that it is critical for people to be made aware of how devastating the effects of a long-term care experience can be to one's family and finances. Long-term care does not happen to an individual - it happens to the entire family! We are dedicated to helping others find solutions that can provide choices, independence and peace of mind.

Proudly serving Louisiana and Mississippi

Member of the Senior Care Planning Council of Baton Rouge with the Louisiana Care Planning Council.

Carol Frazier, owner of Long-Term Care Planning Solutions, has specialized exclusively in long-term care planning for 10 years. She is a certified long-term care specialist and holds two designations – Certified in Long-Term Care (CLTC) and Long-Term Care Professional (LTCP). In addition to counseling with individuals and their families, Carol provides consulting services for long-term care benefit plans to businesses, financial advisors, insurance professionals, attorneys and accountants. She is a national speaker and presenter and regularly presents long-term care educational programs for major LTCi carriers to large employer groups across the U.S. Additionally she speaks locally for civic and community groups.

Carol is a member of the Senior Care Council of Greater Baton Rouge. She is also President of the Baton Rouge Professional Women's Network, is a member of the Greater Baton Rouge Women's Council and belongs to the American Association of Long-Term Care Insurance.