Open Mortgage, LLC

Carlos Camargo, Reverse Mortgage Specialist & Branch Manager

Carlos CamargoOpen Mortgage is one of the Top Reverse Mortgage Lenders in the country and has the government's highest level of HUD approval, the "Full Eagle" with Direct Endorsement, for the Home Equity Conversion Mortgage programs (aka HECM Reverse Mortgages) as well as being able to offer the Jumbo Reverse Mortgage programs. The Reverse Mortgage programs have traditionally been used to Refinance existing homes, but they can also be used to Purchase a more desirable home. If you or a family member would like a Free Consultation with a Customized Reverse Mortgage Analysis please feel free to contact Carlos Camargo, Reverse Mortgage Specialist and Branch Manager for the Ventura, CA Branch which serves Los Angeles, Ventura and Santa Barbara Counties.

About Carlos Camargo

Carlos is a well-known local expert and speaker on Reverse Mortgages. He has assisted senior homeowners across California enhance their "golden years" by helping them select the correct reverse mortgage program to meet their particular needs and goals. With his "no-pressure", educational approach, Carlos is an expert at helping his clients find the right solutions that meet their needs. Outside of work, Carlos enjoys spending time with his wife and three young children. He also loves to travel and is active in his church community.

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Service Area

Proudly serving Ventura, Santa Barbara, Los Angeles, San Luis Obispo, Orange, Riverside, Kern, and San Diego Counties.

Contact Us

Carlos Camargo
Open Mortgage, LLC

Phone: (805) 985-2808

2319 Alameda Avenue,
Suite 2B,
Ventura, CA 93003



A Message from Carlos Camargo

I found my calling to serve people after enlisting in the United States Air Force and traveling the world. I had rewarding and satisfying careers in Law Enforcement, Software Sales and even teaching Scuba Diving in Maui, Hawaii & Guam, but I discovered my true passion was helping people with their Real Estate & Mortgage Lending needs.

I absolutely love what I do! I specialize in helping people buy and/or refinance homes with Reverse Mortgages and my job is just perfect for me! I won't do anything else!

I have the patience, experience and understanding to help guide everyone involved through the Reverse Mortgage loan process. After we show you how the Reverse Mortgage program works, we guide you through the options on how you can access the equity in your home.

It is so exciting to be part of a great bank that gives my valued clients a competitive advantage by offering the most Reverse Mortgage programs available in the industry. I can customize a loan program that is just right for you. From start to finish, I will be here with you every step of the way and look forward to making your experience a smooth and positive one!

Client Testimonial

Carlos came to me at a time when I had just been discharged from bankruptcy. I was living in a home I could sell, but because of the bankruptcy, I believed I could not get a loan to buy another. I desperately wanted to move into a local 55+ senior community for many, many reasons and had found exactly what I needed (and desperately wanted) an excellent real estate agent in the Channel Islands area on the evening when I (ultimately) found where I have now been living (it is impossible to put into words the absolute JOY AND PEACE with which I now live) for over two years now. I am a 70+-year-old retiree, living on Social Security and extremely grateful for the help that I received from Carlos Camargo to Purchase my home with a Reverse Mortgage.