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Vincent L Schantz
Serving Northern California and Central California including San Francisco Bay Area, Sacramento Area and Monterey/Santa Cruz Area
500 Ygnacio Valley Road Suite 150 Walnut Creek, CA 94596
Vincent Schantz, MBA "No--Not me!" When my father was diagnosed with Alzheimer's Disease. Dad spent 8 years in Long-Term Care and that became my introduction to the subject. As many Baby Boomers are discovering, I learned about the cost of Long-Term Care. Everyone is at risk for needing LTC. In fact if you have "good genes" for a long life, you are more likely to require LTC in the future. Since 1999, I have specialized in LTC insurance and Retirement Planning. LTC insurance is not for "everyone", but everyone that will have a retirement income and assets in retirement should evaluate this need and plan for it. As an independent broker, Vince has access to most quality insurance carriers of LTC, Disability Income, Life insurance, and Annuities. The income and asset protection that these solutions represent is a specialized area, requiring that many options be examined along with the personal goals and individual financial situation to create a knowledgable decision. Consumer Reminders: The eligibility rules for Medi-Cal are changing as Congress passed new rules (Feb'06) to curtail the use of Medicaid by the middle-class and wealthy for obtaining LTC serivces. It was intended to be a welfare program for the impoverished, not an "Inheritance Protection Program" as Elder Law attorneys profess. LTC insurance becomes more expensive as you age, carriers continue to raise premium rates for NEW applicants, and the "cost of waiting" may be your loss of qualifying health, i.e. you become uninsurable. The "sweet spot" or best value with LTC insurance is during your 50's. Vince Schantz is committed to helping families in Northern California protect their savings and independence from the financial devastation of a long-term care requirement. Vince has provided services for over 35 years (as a stock broker, Registered Investment Advisor, Financial Planner, Life and Health Insurance agent). He provides seminars and workshops on LTC and Annuities in the SF Bay Area and to professional and civic organizations upon invitation. FREE LTC insurance quotes from the major financially strong insurance companies will be provided by email. One low-keyed and educational telephone conversation is all that is required.
Services Vincent L Schantz with Stahlschmidt Financial Group provides the following services:
Testimonials
February 10, 2006 Regards, Kevin
Website
Please contact us at: 500 Ygnacio Valley Road, Suite 150 Walnut Creek, CA 94596 . . . . or submit the form below, indicate your needs and we will contact you to let you know how we will help you. |
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