Mike Kendall CLTC, CES

Independent Lifestyles

Serving Southern California

P O Box 7494, Laguna Niguel, CA 92607

Mike Kendall is an advisor who holds a state-regulated license to offer investment and insurance products.  In 2000 he was awarded the Certified in Long Term Care Designation. (CLTC)  He offers unique investment products that offer exceptional returns and safety.  As a licensed representative his desire is to provide you, your family or business with high quality financial products and services.  His guiding principle is to provide all clients with fair and equitable value.  Utmost in his mind is the safety of the products he presents.  It is his desire that you fully understand the product or service you are considering and the products meet your needs and financial objectives.

Mike's area of expertise is in the area of Long Term Care and retirement income planning and defensive asset allocation.  Our business is in the business of safety.  Our job is to create mathematical solutions designed to solve for recovery of principal and solve for income if you need it.  We can make certain that you never run out of money in your retirement, never lose any money, increase your monthly income and significantly reduce your tax liability.  Furthermore, we can design plans for the following scenarios:

We can create mathematical solutions designed to convert a portion of your IRA to a Roth to solve for recovery. . . so you can recover your original investment principal tax free ( at 1/3 of the conversion costs associated with a traditional Roth conversion).

If you are interested in increasing your income, we can give you 20% (net) more income that the competition (using traditional income/recovery solutions)

We can create solutions for your IRA to solve for RMD, yet solve for recovery of principal (without conversion to a Roth) . . .in most circumstances.

We can create charitable plans to solve for income and recovery, yet solve for the charitable deductions . . . without the use of a trust.

We can create solutions to solve for income, tax free recovery in retirement, and have your heirs receive a tax free portfolio.

We can create a plan to solve for Long Term Care without investing in a Medicaid planning approach . . . so your money can be accessed if you need it.

And much, much more.

"We are also aware of the tremendous advantages of a Life Settlement for our Senior clients," Mike says. A Life Settlement provides found money for financial planning! A Life Settlement can double and triple cash surrender values. We offer the best, most appropriate advice, which includes informing our senior clients about the life settlement option when appropriate."

"We are committed to you," says Mike. "What our highly trained specialist do is start by finding out what you want. We then utilize time tested and proven planning tools that will make certain you achieve your goals. Simply stated, we will make sure that you are free from any and all financial worries you would otherwise face. We want to help you. . . Please give us the opportunity."

Contact

Please contact us at:

P O Box 7494
Laguna Niguel, CA 92607
Email:   mk@ilsmk.com
Contact Phone:   949 289-7617
Toll Free 888 339-4730
Fax 949 298-4169

. . . . or submit the form below, indicate your needs and we will contact you to let you know how we will help you.