$38.00 (11.6% discount from $43.00)

210 pages

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Pension can provide an additional monthly income of up to $2,019 a month for a couple, $1,703 a month for a single veteran or $1,094 a month for a single surviving spouse of a veteran. The majority of veteran households typically only qualify for pension when these households are incurring the high costs of home care, assisted living or nursing home care. Under certain conditions, VA considers these costs to be medical expenses.

This book contains information that VA does not volunteer to the public about how to receive a successful pension award. VA typically tells callers to go ahead and fill out the application but provides no information on the annualization of recurring medical costs. The claims form also contains no information on this important issue. One simply has to know how to do it. This crucial step can make the difference between a successful award and being declined. All necessary forms for filing a claim are in the book.

TYPES OF PEOPLE WHO WILL COME TO YOU FOR HELP

There are probably three types of people who will come to you for help with the aid and attendance benefit. The first of these are veterans or family members who simply want to obtain the benefit but don't want to pay any money for a consultation fee nor do they have any assets from which you might derive commissions. You need to have a way of dealing with these people and not send them away empty-handed. Otherwise, you will gain a reputation for being unfair in your offer to help people in the community obtain their benefits.

This book is the perfect way to help those individuals who are looking to apply for the benefit but do not have any assets. It can act as a quick solution for them and spare you the indignity of sending them away empty handed.

The second type of client you can expect is an individual or household that has assets and there is a desire to reallocate or gift those assets in order to qualify for Pension. These are the people you can help and derive income from fees or commissions.

Occasionally someone will come to you who has significant assets and possibly significant income. This is the third type of potential client. It might be foolish for someone with $800,000 in investments to give that money away in order to qualify for $1,843 a month in additional income. It depends on the circumstances. Also the consequences with Medicaid must be considered as well. It may be also possible that someone with significant income could never meet the income test as well.

Just because you can't help certain high-net-worth clients with Pension, these are just the kinds of people you want to meet with and help with other issues. Your help might include proper asset allocation, wealth preservation and estate planning including trusts and tax issues associated with passing assets to the next generation.

Veterans are vitally interested in obtaining their perceived benefits regardless of their income or assets. Your services will bring them to you and possibly create clients that you could not have gotten in any other way.

For these situations the NCPC has created the Veterans Benefits Consultant's Package which offers essential training, marketing solutions, & business strategies for you to: attract new clients or residents, earn real income from fees or commissions, enter new markets (i.e. the veterans market), and provide critical help to those who are in need of veterans benefits.

Read more about the Veterans Benefits Consultant's Package.