Retirement Planning Advisors, Inc.

The Secrets to Not Going Broke Paying for Nursing Home Costs

Protect your Home, Cash and Retirement Accounts.

Medi-Cal Application and Qualification Planning Services

  • Income and Asset Evaluation
  • Estate Planning Review
  • Implementation of Appropriate Asset Preservation Strategies if Over in Countable Assets
  • Gather Required Documents
  • Preparation of Medi-Cal Application
  • Submission of Application via UPS Overnight
  • On-going Monitoring and Communication with Medi-Cal Case Worker
  • Share of Cost Calculation
  • Notify Facility of Share of Cost Calculation
  • Upon Approval, Separation of Accounts for Married Couple
  • Submit Proof of Separation to Medi-Cal Case Worker
  • Medi-Cal Advantage HMO Disenrollment if Requested
  • Medi-Cal Advantage Part D Enrollment if Requested
  • Coordination with Attorney of New Estate Planning Documents
  • Coordination of Quit Claim with Attorney to Prevent Recovery

Annual Redeterminations

  • Preparation and Submission via UPS Overnight of Annual Redetermination


  • Notification of Death to Recovery Department
  • Preparation and Submission of Estate Recovery Questionnaire
  • Communication with Recovery Technician

Individual Hourly Consultations

  • Medi-Cal Pre-Planning
  • Estate Planning Review
  • Case Rescue
  • Long Term Care Insurance
  • Plan of Care Recommendations
  • Financial Planning Analysis
  • And More...

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Service Area

Proudly serving Los Angeles and Orange Counties.

Contact Us

Karl Kim, CFP, CLTC
Retirement Planning Advisors, Inc.

Phone: (714) 994-0599
Toll Free: (800) 414-6722

16700 Valley View Ave. Ste 160
La Mirada, CA 90638


About Karl Kim

Karl KimKarl Kim, CFP®, CLTC is the President and founder of Retirement Planning Advisors, Inc. He began his financial services career in 1986 with a major Wall Street Firm and founded Retirement Planning Advisors (RPA), Inc., in 1991.

Karl is a Certified Financial Planner™ (CFP®), Certified in Long-Term Care (CLTC), and Medi-Cal Specialist. He is also securities licensed as a Registered Principal and Registered Representative with Brokers International Financial Services, LLC of Urbandale, IA. He is also CA life licensed (#0810324).

Client Testimonials

Your mother's been approved for Medi-Cal! that was music to my ears when I listened to your phone message. "Thank you!" just seems inadequate for the gratefulness I feel- I am so glad my mom, sister, and I decided to have you work on her application and send it in on her behalf. Although many people said that I should have filled out the pages of paper work myself, I knew that having you do it would be done correctly and expeditiously. I am pleased and happy that mom will be getting the best possible care at Keiro ICF and she does not have to worry about the finances. Karl, I would not hesitate to recommend you to anyone! Although we agreed on a specific amount, please accept the additional check as a token of our appreciation for a job well done!!! Thank you…arigato…merci…muchos gracias!.

Maggi Yaguchi

Words cannot express our family's appreciation for your effort in my husband being accepted by Medi-Cal. By attending your seminar at Keiro recently, I was made aware of the many hours of labor and mounds of paper work involved in each application. Your expertise and knowledge will be introduced to our friends. Thank you once again.

Yuriko Harada and family

Thank you for your efforts to obtain such quick approval for my sister to qualify for Medi-Cal. She has been in nursing homes, due to an auto accident for the past nine years and on private-pay all this time. Your services were most appreciated and be assured that you'll be highly recommended to others. Karl, thanks again to you and Leanne.

Peter Akahoshi