Understanding the Issues Facing Aging Seniors
June 25, 2014
The Portion of Our Lifetime Where the Final Years Are in Sight
In this article we will use the term "aging seniors" and "final years of life" and "final years." For our purposes, an aging senior is someone who is facing his or her remaining or final years of life. Perhaps because of frailty or poor health or simply advanced age, this person is anticipating the end-of-life. An aging senior is no longer climbing the hill of life but has reached the pinnacle and is looking down the other side.
When helping aging seniors plan ahead, we are no longer interested in accumulating wealth or planning for retirement lifestyles in senior retirement communities. We are interested at this point in preserving what assets are left and passing them on to the next generation. We are concerned about reducing debt and maintaining adequate income. We are concerned about the need for long term care and the interaction of family members in providing that care. Or, we are concerned about a living arrangement that provides care support and supervision.
We are also concerned about proper legal documents for the final years and for preparations for the end-of-life such as death, funerals and burials. Finally, we are concerned about health issues and medical treatment and government programs (Medicaid, VA Benefits, Area Agencies on Aging, Medicare, etc...) to support health care and long term care.
2014 May 6 Growing Problem Facing Seniors: Reduced Spending Power
2014 April 10 Caring for Your Grandchildren
2014 March 25 Living Arrangements for Aging Seniors
2014 February 17 Preserving Assets and Transferring Assets to the Next Generation
2014 January 17 Care Management Advice
2013 December 30 Holiday Caregiver Burnout
2013 December 6 The Beginning of the End-Of-Life Planning
2013 November 11 Holiday Blues - Depression among the Elderly
2013 October 24 Medicare Open Enrollment Starts October 15
2013 October 17 Home Repair Loan and Grant Program
2013 October 9 Speak Out Against Elder Abuse
2013 September 9 Leaving This World Alone
2013 August 13 Healthy Living and Successful Aging
2013 July 11 The Accidental Caregiver
2013 June 5 Social Security – A Safety Net for Retired Americans, their Survivors, and the Disabled
2013 April 2 Benefits for Senior Veterans
2013 February 4 Family Matters
2013 January 8 Life Resource Planning Meets Needs beyond Retirement
2012 December 6 Dying With Debt
2012 November 13 Invisible Heroes
2012 October 8 The Great American Tragedy: Homelessness Among Our Veterans
2012 September 10 Healthy Aging – Physically, Mentally and Financially
2012 August 1 A Cost-Effective Way to Acquire New Clients or Customers
2012 July 7 Heat Wave Puts Elderly at Risk
2012 June 6 A Cheaper Alternative for Respite (Adult Day Care)
2012 April 12 Will the Government Pay for My Long Term Care?
2012 Mar 8 Senior Home Owners Find Financial Resource in Reverse Mortgages
2012 Feb 7 ARE YOU LISTENING?
2012 Jan 11 Is Insurance the Answer to Long Term Care Planning?
2011 Dec 12 Recognizing the Need for outside Help in Caregiving
2011 Nov 7 Celebrating Family Caregivers - National Caregivers Month
2011 Oct 10 Can I Get Paid to Care for a Senior Family Member?
2011 Sep 6 Expert Help Available for Seniors on the Move
2011 Aug 8 Social Support Activities Lead to Better Quality of Life As One Ages
2011 July 7 It Has Been a Year Since We Filed for Aid & Attendance for My Father
2011 June 6 How To Protect The Family Home From Medicaid Recovery
2011 May 5 Downsizing, Organizing, Handicap Remodeling or Relocating
2011 April 11 Using Your Home Equity for Long Term Care
2011 March 9 Choosing Home Care Services That Meet Your Needs
2011 February 7 Somebody's Sweetheart
2011 January 7 Working with Elder Parents in Planning Financially for their Long Term Care
2010 December 8 The Perfect Holiday Caregiver: It's all a state of mind
2010 November 5 Choices for End-of Life Caregiving
2010 October 6 Legal Issues with Veterans Benefits
2010 September 8 Helping Your Elderly Parent with COPD Related Depression
2010 August 9 Getting Your Affairs In Order
2010 July 8 Applying for the Veteran's Aid and Attendance Pension: My Personal Experience
2010 June 8 Recognizing Symptoms of Dementia
2010 May 5 The Financial Health of Aging Seniors
2010 April 7 Vitamins and Mineral Supplements Are Important for Older People
2010 Mar 8 Employer Support for Care Giving Employees
2010 Feb 7 Caring for Senior Veterans - VA LTC Benefits
2010 Jan 10 Elder Law Attorneys Specialize in Helping the Elderly
2009 Dec 09 Who Was Supposed to be Watching Grandma?
2009 Nov 11 Long Term Care for Senior Veterans
2009 Oct 13 Planning for Your Elder Years
2009 Sep 24 Pre Need (Pre-Paid) Funeral and Burial Plans
2009 Sep 9 Medication Problems and the Elderly
2009 Aug 20 Community Aging Services and Senior Centers
2009 Aug 6 One-Stop Shopping for Elder Care Services
2009 Jul 9 Family Reunion--a Good Time for Family Planning
2009 Jun 25 Putting Home Care in Perspective
2009 Jun 4 The Hidden Secret of Elder Abuse
2009 May 20 Government Program Pays Family for Care
2009 May 5 Keeping Mom and Dad Safe at Home
2009 Apr 23 Helping Your Older Parents Stay Happy & Healthy
2009 Apr 8 Long Distance Care Givers Receive Help
2009 Mar 17 Government Program Pays the Cost of Elder Care
2009 Feb 26 Nursing Homes for Veterans
2009-Feb 12 Insuring Your Retirement Funds
2009-Jan 29 Finding a One-Stop Shop Solution
2009-Jan 15 New Years Resolution – Plan for Long Term Care
The NCPC has been publishing articles since 2006. To access articles written earlier than 2009, please visit the member section.
"How to Deal with 21 Critical Issues Facing Aging Seniors" This book takes a comprehensive approach to provide solutions to the many challenges that face the elderly.
"The 4 Steps of Long Term Care Planning" This book presents a unique approach to helping the public understand the need for and the process of planning for eldercare.
"How to Apply for Department of Veterans Affairs Benefits for Senior Veterans and Their Survivors" (2014 Edition) This book is a welcome and needed resource for veterans and their families. It provides information and detailed instructions on how to submit claims for 25 different types VA benefits and uses the successful "Fully Developed Claim Process" for faster and better decisions.
"Protecting Assets from Nursing Home Costs - Medicaid Secrets" The full title of this book from attorney Gabriel Heiser is "How to Protect Your Family's Assets from Devastating Nursing Home Costs -- Medicaid Secrets.
"Aid & Attendance Handbook for Professionals" (2012 Edition) A handbook for professionals and care providers to help their clients obtain the aid and attendance benefit.
The National Care Planning Council (NCPC) has developed a fee based planning system for professionals to help their senior clients create a plan for their long term care. A “Life Resource Plan” is personalized advice and solutions for your elderly client. After you gather specific information from them, we will create the plan in a binder for you to present to your client. You will collect a fee for the advice and solutions the plan offers.
Through years of experience in long term care planning, we have discovered highly effective ways for professionals assisting veterans & their families to be successful.
This Support for Those Who Help Veterans offers essential training, marketing solutions, & business strategies for attorneys, financial practitioners, care providers and facilities to:
(1) attract new clients or residents, (2) enter new markets (i.e. the veterans market), (3) prepare for the accredited agent’s examination with VA, and (4) provide critical help to those who are in need of & vitally interested in veterans benefits.
Furthermore, this support offers extensive guidance on what we believe constitutes a compliant practice.