C H (Bubba) Schlader

ElderCare Resource Planner, Certified Medicaid Planner

C H (Bubba) SchladerI work with families transitioning into long-term health care from both the legal and the financial perspectives.

The Medicaid planning mission, like tax planning, is to get the tab as low as legally possible. As a catastrophic health condition can be the most financially devastating event in life, planning advice can be your most important financial advice.

Planning avoids the moral hazard of encouraging only the unproductive or the spendthrift members of society, for whom no planning is necessary, to establish benefits eligibility when the need strikes.

Myth: One must become destitute in order to qualify for long-term care benefits from the National Health Care System (Nursing Home Medicaid) or the Department of Veterans Affairs.

Myth Buster: Federal law does not prohibit an individual who otherwise would not qualify for benefits from transferring, repositioning,  or converting assets in order to qualify.

For Veterans, the intersection of Medicaid rules and VA rules is very complicated. When both apply it's impossible to plan for one without an eye on the other set of rules. Otherwise you can easily cause a loss of eligibility for benefits under that other set of rules.

Utilizing professionals reduces stress and will save:

Money - Time - Health


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Service Area

Proudly serving Florida's First Coast including Alachua, Duval, St. Johns, Clay, Bradford, Nassau, Flagler, and Putnam Counties.

Contact Us

C H (Bubba) Schlader
ElderCare Resource Planner, Certified Medicaid Planner

Phone:
(904) 201-3611

Web: planforlongtermcare.com
Web: chschlader.com

About Bubba

C H (Bubba) Schlader has been a small business owner involved in management and finance for over 30 years in the Northeast Florida area. A graduate of the Terry College of Business at the University of Georgia, he began his career practicing as a Certified Public Accountant (CPA) with the international firm of Ernst & Young.

As an ElderCare Resource Planner I work with families transitioning into long-term health care from both the legal and the financial perspectives. Professionally the discipline requires accreditation (licensing) with the Department of Veterans Affairs and qualification in Medicaid regulations. I am a veterans advocate.

I have the opportunity to help working families in areas such as Medicaid planning, veteran benefits consulting and planning, and asset preservation. These clients deserve the same expert advice in preserving their assets that the wealthy enjoy.

Unlike most other forms of financial planning or conventional estate planning - this type of planning often requires a cooperative effort between the legal community and the financial world. A Medicaid compliant plan can consist of certain types of legal instruments with powers that extend beyond a conventional will or statutory documents. On the financial side it requires special training and knowledge to underwrite assets that will not jeopardize Medicaid eligibility.

If you are unfamiliar with the various ways of paying for care, I strongly suggest you seek the counsel of a qualified elder planning specialist who can help you coordinate these benefits. The failure to properly do so may cost you (or your surviving spouse) your life savings, your pride, and your dignity.

My wife, June and I have two grown children and two grandchildren. Activities of enjoyment include hiking, climbing, skiing, reading, and Christian financial stewardship ministry.