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Elder Law Services

about FUNERAL PLANNING

One way to plan a funeral in advance is to sign a formal contract called a "preneed funeral plan", where money is held in a trust, in an escrow...

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Alabama
Proudly serving Central Alabama
M W Witt & Associates Legacy Solutions
Mose W. Witt, CLU, ChFC | Hoover, Alabama
About M W Witt & Associates Legacy Solutions | Contact Mose Witt for Help & Information
Alaska

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Alaska. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Arizona
Maricopa County and all of Arizona (Funeral Pre Planning)
Health Insurance Choices ~ Diane Prentice
451 E Pinto Drive | Gilbert, AZ 85296
About Health Insurance Choices | Contact Diane Prentice for Help & Information
Tucson & all of Arizona
The Veterans Friend
5570 E Paseo DE Tampico, Tucson, AZ 85750
About The Veterans Friend | Contact The Veterans Friend for Help & Information
Serving all of Arizona
Care Funding Solutions ~ Steve Dabbs, CMP™
7329 S Stanley Pl Tempe, AZ 85283
About Care Funding Solutions | Contact Steve Dabbs for Help & Info
Serving all of Arizona and California (Funeral Pre Planning)
Thomas Steele ~ Steele Financial Group
2900 Adams Street, Suite C100, Riverside, CA 92504
About Thomas Steele | Contact Steele Financial Group
Arkansas

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Arkansas. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

California
Northern California

Although this area is without a member to assist you, we can provide you contact with similar elder care services in California. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Sacramento Area / Greater San Francisco Bay Area / San Jose Area

Although this area is without a member to assist you, we can provide you contact with similar elder care services in California. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Central California / Monterey Bay / Santa Barbara / San Luis Obispo / Fresno

Although this area is without a member to assist you, we can provide you contact with similar elder care services in California. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Los Angeles / Orange County / San Diego / Inland Empire / Coachella Valley
Serving all of California & Arizona (Funeral Pre Planning)
Thomas Steele ~ Steele Financial Group
2900 Adams Street, Suite C100, Riverside, CA 92504
About Thomas Steele | Contact Steele Financial Group for Help & Information
All of California

Although this area is without a member to assist you, we can provide you contact with similar elder care services in California. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Colorado

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Colorado. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Connecticut

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Connecticut. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Delaware
Delaware and the entire country
Forever Letter - Bringing Life to your words
About Forever Letter | Contact Forever Letter for Help & Information
District of Columbia
Proudly serving the DC Metropolitan Area
Law Office of Schantell S. Comegys, PLLC ~ Schantell S. Comegys, Esq.
1629 K Street NW., Suite 300 | Washington, DC 20006
About Schantell S. Comegys, Esq. | Contact Schantell S. Comegys for Help & Information
Proudly serving Washington, D.C. and Northern Virginia (Funeral Trusts and Planning)
IPA (Insurance Professionals Of America) ~ Bob Boiler
6001 N. 35th Street Arlington, Va. 22207
About Insurance Professionals Of America | Contact Bob Boiler for Help & Information
Florida
Panhandle & North Florida: Pensacola / Tallahassee / Jacksonville / Gainesville
Serving all of Florida
Hilliard & Herman Associates LLC ~ Hilliard H Wiggins, CFF, RFC, WMS
4530-15 St Johns Ave | Ste 215 | Jacksonville, FL 32210
About Hilliard & Herman Associates LLC | Contact Hilliard H Wiggins for Help & Information
Central Florida: Orlando / Ocala / Daytona Beach / Palm Bay

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Florida. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Southwest Florida: Tampa / St. Petersburg / Cape Coral / Naples
Serving all of Southwest Florida (Funeral Trusts / Pre Planning)
Care Funding Solutions ~ Ted Capuano, VA Accredited Agent
6434 Ben Hogan Circle, Fort Myers, Fl. 33905
About Care Funding Solutions | Contact Ted Capuano for Help & Information
Southeast Florida: Port St Lucie / West Palm Beach / Boca Raton / Miami

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Florida. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

All of Florida

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Florida. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Georgia
Serving all of Georgia
The Insurance Lady!
Shelia Reeves Gibbs | Douglasville, Georgia
About The Insurance Lady! | Contact Shelia Reeves Gibbs for Help & Information
Serving all of Georgia (Funerl Pre-Planning)
Advanced Retirement Planning, LLC
Brian Byars | Covington, Georgia
About Advanced Retirement Planning, LLC | Contact Brian Byars for Help & Information
Hawaii

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Hawaii. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Idaho

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Idaho. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Illinois
Chicago Metro, Cook County, and the surrounding areas of Illinois
Rescue Our Children Organization ~ Susana Padilla
4 N. Bartlett Rd. Streamwood, IL 60107
About Rescue Our Children Organization | Contact Susana Padilla for Help & Information
Chicago metropolitan area (Funeral Pre Planning)
Abrahamson Financial Solutions ~ Olaf Abrahamson
Oak Lawn, Illinois
About Abrahamson Financial Solutions | Contact Abrahamson Financial Solutions for Help
Indiana
Serving all of Indiana (Funeral Pre Planning)
Hoosier Senior Solutions ~ Kevin Wedmore
3003 E. 98th St. | Suite 131 | Indianapolis, IN 46280
About Hoosier Senior Solutions | Contact Kevin Wedmore for Help & Information
Iowa

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Iowa. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Kansas

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Kansas. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Kentucky

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Kentucky. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Louisiana
Alexandria, Baton Rouge, Monroe, and all of Louisiana (Funeral Planning)
Pennington Financial Services, LLC - Ed Pennington and Chuck Barber
1900 N. 18th St. Ste. 211 Monroe, LA 71201
About Pennington Financial Services, LLC | Contact Ed Pennington for Help & Information
Maine

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Maine. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Maryland
Western Maryland (Funeral Pre Planning)
Robert L. Winner Insurance ~ Robert L. Winner
600 W. Germantown Pike | Suite 400 | Plymouth Meeting, PA 19462
About Robert L. Winner Insurance | Contact Robert L. Winner for Help & Information
Massachusetts

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Massachusetts. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Michigan

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Michigan. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Minnesota

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Minnesota. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Mississippi

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Mississippi. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Missouri

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Missouri. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Montana

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Montana. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Nebraska

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Nebraska. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Nevada
Reno and surrounding areas
Walton's Funerals & Cremations ~ David Autler, Community Counselor
875 W. Second Street Reno, NV 89503
About Walton's Funerals & Cremations | Contact David Autler for Help & Information
New Hampshire

Although this area is without a member to assist you, we can provide you contact with similar elder care services in New Hampshire. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

New Jersey
Proudly serving Cherry Hill, NJ and surrounding areas (Funeral Pre-Planning)
Scott Counsel, P.C. ~ Justin Scott, Esq.
98 Kings Highway N | Cherry Hill, NJ 08034
About Scott Counsel, P.C. | Contact Justin Scott for Help & Information
Cumberland, Cape May, and Atlantic counties (Funeral Pre-Planning)
Scott Counsel, P.C. ~ Justin Scott, Esq.
98 Kings Highway N | Cherry Hill, NJ 08034
About Scott Counsel, P.C. | Contact Justin Scott for Help & Information
Mercer, Burlington, Camden, and Gloucester counties (Funeral Pre-Planning)
Scott Counsel, P.C. ~ Justin Scott, Esq.
98 Kings Highway N | Cherry Hill, NJ 08034
About Scott Counsel, P.C. | Contact Justin Scott for Help & Information
Serving all of New Jersey
International Financial Advisory Group ~ Thomas O'Connell
100 Enterprise Drive | Suite 301 | Rockaway, NJ 07866
About International Financial Advisory Group | Contact Thomas O'Connell for Help & Info
New Mexico

Although this area is without a member to assist you, we can provide you contact with similar elder care services in New Mexico. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

New York
New York, Manhattan, Brooklyn, Queens, Bronx, and Staten Island (Funeral Planning)
Mishiyeva Law, PLLC ~ Kamilla Mishiyeva
85 Broad Street 18th Floor New York, NY 10004
About Mishiyeva Law, PLLC | Contact Kamilla Mishiyeva for Help & Information
North Carolina
Piedmont Triad Area: Greensboro, High Point, Asheboro, Kernersville, Winston-Salem, Burlington, Reidsville, and surrounding areas (Funeral Planning)
Roadmap Financial Consulting, LLC ~ Glenn Mosseller, RFC®
109 Muirs Chapel Road | Suite 214 | Greensboro, NC 27410
About Roadmap Financial Consulting | Contact Glenn Mosseller, RFC®
Rowan, Cabarrus, Iredell, Stanley, Davie, and Davidson Counties
Lyerly Funeral Home and Cremation Services
523 S Main St Ste 1 | Salisbury, NC 28144
About the Lyerly Funeral Home | Contact Lyerly Funeral Home for Help & Information
North Dakota

Although this area is without a member to assist you, we can provide you contact with similar elder care services in North Dakota. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Ohio
Proudly serving Northeast Ohio
The Milestone Center for Retirement & Estate Planning LLC ~ Dee Siegferth
2780 S. Arlington Road STE 201 | Akron, OH 44230
About the Milestone Center | Contact Dee Siegferth for Help & Information
Proudly serving Northeast Ohio (Funeral Planning)
Nicole E Brewer & Crew ~ Nicole Brewer, ChFEBC(sm)
7172 Columbia Rd. | Ste C | Olmsted Township, OH 44138
About Nicole E Brewer & Crew | Contact Nicole Brewer for Help & Information
Oklahoma
Oklahoma City, Edmond, Moore, Midwest City, Del City, & More!
North American Senior Benefits | Demitryus Richardson
Oklahoma City, OK
About North American Senior Benefits | Contact Demitryus Richardson for Help & Info
Oregon

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Oregon. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Pennsylvania
Eastern Pennsylvania - Lancaster to Philadelphia area (Funeral Pre Planning)
Robert L. Winner Insurance ~ Robert L. Winner
600 W. Germantown Pike | Suite 400 | Plymouth Meeting, PA 19462
About Robert L. Winner Insurance | Contact Robert L. Winner
Central & Eastern Pennsylvania (Funeral Pre Planning)
AFC Reverse Mortgage ~ John L Krajsa, Jr. (888) 821-4076
1541 Alta Drive Suite 304 Whitehall, PA 18052
About AFC Reverse Mortgage | Contact John L Krajsa for Help & Information
Serving all of Pennsylvania
3 Point Financial Solutions, LLC ~ Brian E Green
108 E 2nd Street, Courdersport, PA 16915
About 3 Point Financial Solutions, LLC | Contact Brian E Green for Help & Information
Rhode Island

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Rhode Island. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

South Carolina

Although this area is without a member to assist you, we can provide you contact with similar elder care services in South Carolina. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

South Dakota

Although this area is without a member to assist you, we can provide you contact with similar elder care services in South Dakota. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Tennessee

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Tennessee. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Texas
Panhandle Plains: Amarillo / Lubbock / Wichita Falls

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Texas. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Big Bend Country: El Paso / Midland / Del Rio

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Texas. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Hill Country and South Texas Plains: Austin / San Antonio / Laredo

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Texas. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Prairies and Lakes / Piney-Woods: Dallas / Fort Worth / Denton

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Texas. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Gulf Coast: Houston / Corpus Christi / Brownsville
Serving the Rio Grande Valley including Brownsville, Edinburg, Harlingen, McAllen, Mission, Raymondville, Rio Grande City, San Benito, San Juan & Weslaco
RGV Medicaid Planning - Funeral Trust / Pre Planning
Charles D Wood, Certified Medicaid PlannerTM, Accredited Medicaid Planner
1325 S 77 Sunshine Strip | Ste 7 | Harlingen,TX 78550
About RGV Medicaid Planning | Contact Charles D Wood for Help & Information
All of Texas

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Texas. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Utah
Beaver Box Elder, Cache, Carbon, Daggett, Davis, Duchesne, Emery, Garfield, Grand, Iron, Juab, Kane, Millard, Morgan, Piute, Rich, Salt Lake, San Juan, Sanpete, Sevier, Summit, Tooele, Uintah, Utah, Wasatch, Washington, Wayne, and Weber Counties
Sandberg, Stettler, Bloxham (SSB Law) ~ Casey B Stettler
1330 Flint Meadow Dr | Kaysville, UT 84037
About Sandberg, Stettler, Bloxham | Contact Casey B Stettler for Help & Information
Vermont

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Vermont. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Virginia
Proudly serving Northern Virginia and Washington, D.C. (Funeral Trusts and Planning)
IPA (Insurance Professionals Of America) ~ Bob Boiler
6001 N. 35th Street Arlington, Va. 22207
About Insurance Professionals Of America | Contact Bob Boiler for Help & Information
Washington

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Washington. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

West Virginia
West Virginia Panhandle (Funeral Pre Planning)
Robert L. Winner Insurance ~ Robert L. Winner
600 W. Germantown Pike | Suite 400 | Plymouth Meeting, PA 19462
About Robert L. Winner Insurance | Contact Robert L. Winner
Wisconsin
Columbia, Dane, Dodge, Milwaukee, Waukesha, Wood, Portage Counties
& all of WI
(Funeral Pre Planning)
Joanne M. Harmon CLTC, CSA ~ Badger Senior Solutions
Contact: (800) 783-6694
About Joanne M. Harmon | Contact Badger Senior Solutions
Wyoming

Although this area is without a member to assist you, we can provide you contact with similar elder care services in Wyoming. Click here if you would like to view a complete list of long term care providers, advisors, & services on our site. You may also contact us (the National Care Planning Council) by clicking here. Furthermore, we provide books on eldercare which may be useful to you. If you are looking to get a listing on this site, click here to join.

Disclaimer: The sole purpose of this service is to assist you in contacting long term care providers or advisors in your area who may be helpful to you. There is no charge to you for using this service. Members of the National Care Planning Council have agreed to abide by an ethical code of conduct. We trust that Council members or anyone else we refer you to will treat you in an honest, fair and equitable manner. We do not verify the background or business practice of our referrals and it is up to you to determine for yourself the integrity of any provider we refer you to. We are not responsible if your experience with any of our referrals is not satisfactory.